Monday, November 20, 2006

MLM Revolution

I've just joined a great MLM program called Unlike the typical MLM program, this program doesn't require u to have a downline for you to earn. Obviously, any downline is considered as bonus but u can still earn without having one. Details of the programs are as follows. Drop me a comment if u need to know more about this fantastic opportunity.


1 Unit
Joining Fees only RM138.00 one time payment.
Return Of Investment RM32,764 to RM65,528
Earn with Plan A, B and D

Gold Membership

3 Units
Joining Fees only RM414.00 one time payment.
Return Of Investment RM98,292 to RM196,584
Earn with Plan A, B, C and D

7 Units
Joining Fees only RM966.00 one time payment.
Return Of Investment RM229,348 to RM458,696
Earn with Plan A, B, C and D

15 Units
Joining Fees only RM2070.00 one time payment.
Return Of Investment RM491,460 to RM982,920
Earn with Plan A, B, C and D

21 Units
Joining Fees only RM2898.00 one time payment.
Return Of Investment RM688,044 to RM1,376,088
Earn with Plan A, B, C and D

Plan A (Referring/Pairing Bonus)

Just refer a friend or family to start earning with IPC immediately. For every unit that you personally refer IPC would pay you RM15.00. Once you have a unit on your left and your right, IPC would pay you a pairing bonus of RM10.00. For every pair of unit you referred, IPC would pay you RM40.00 (15+15+10). Imagine if you could just sponsor 6 units a day, you would earn an extra RM3600 a month and this is possible once we launched as more and more will join as they get more aware of us. Get in fast!!!

Plan B (Do Nothing And Earn Plan)

1 Unit = RM65,528 Return Of Investment
3 Units = RM196,584 Return Of Investment
7 Units = RM458,696 Return Of Investment
How this works is that for every new members who joined after you would be placed below you in our world chart. And this is a very large chart indeed. Each and every one of them would pay you RM4 each till the 13th level below you. The level below you will get bigger as it gets more deep.

Level 1 = 2 members
Level 2 = 4 members
Level 3 = 8 members
Level 4 = 16 members
Level 5 = 32 members
Level 6 = 64 members
Level 7 = 128 members
Level 8 = 256 members
Level 9 = 512 members
Level 10 = 1024 members
Level 11 = 2048 members
Level 12 = 4096 members
Level 13 = 8192 members

By the time you reached your 13th level, a total of 16,382 members would have paid you RM4 each which will brings to a total of RM65,528. All the members to be placed below you would be done automatically by computer and you do not have to look for them yourself. Everything would be done even if you do not even sponsor 1 single person. But in order to receive the full amount of RM65,528, you must refer 2 person to join. If you only managed to refer 1 person, you will only get 75% of the total amount. Let's say that you did not even manage to sponsor 1 single person, you will still get paid, but only 50% of the total amount. So imagine that if you joined with 3 units, you would be in the running to receive back RM196,584 or RM98,292 just by being a member and nothing more. But as more and more new members join, it would take more time to fill the spaces below you so what are you still waiting for?

Plan C (World Pool Bonus)

This is actually a bonus from IPC for members who works their back off recruitting new members. But only Gold members are eligible for this plan. If you joined with 3 units in October, you would get 1 point. Let's say in the same month you referred A who bought 3 units, you get another point, Then again in the same month you referred B who bought 3 units, you get another point. So in October you would have collected 3 points. IPC would take the total sales of units in October, multiply it by RM4 and divide it by the number of points collected by eligible members for that month.

For example the total units sold = 100,000 units
Total points collected = 10,000 points
IPC would pay RM4 each unit = 100,000 X RM4
IPC divide with total points = RM400,000 / 10,000
Total per point = RM40.00/point
So if you have 3 points for this month you would have earned an extra RM120.00

Plan D (They Shop You Earn)

Each time all the members below you no matter who put them there uses their IPC Shopping Services to shop or pay for bills, you will automatically earn 0.1% of their total spending. In fact you will earn from them up to 10 levels deep. Let's say you referred only 2 members and they in return referred 2 members each till the 10th level, you would have 2046 members below you. And if each of them spends an average of RM500 per month for shopping and bills, you would earn an extra RM2,046 per month. Imagine if you got more members or if they shopped more

IPC Discount Card

Every member will get one. Just present this card upon payment from our participating merchants to get discounts. Simple as that. Among our participating merchamts are Guardian, Air Asia, MAS Airline, GSC Cinemas just to name a few. And again if we are able to get cooperation from these 'giant' companies, this stand to prove that we are real and not scam if you are still worrying.

IPC Debit Card

This is a debit card in which you can use anywhere where it is accepted. The difference between a debit card and a credit card is that a debit card is sort of a prepaid card. You top up the value in your card and you can only spend up to that amount. But you don't have to carry too much cash around anymore.


Now this will revolutionise the way we pay our bills. Instead of queeing up at the payment centres or post offices, all you have to do is make sure you top up enough money in your i-Wallet and pay through your phone. No more queeing, no more traffic jams, no more fighting for parking. Expect services to be available for Astro, Tenaga, water bills, hand phones and more.

All your earnings with IPC would initially be credited into your online account. You may manage your account by going to or by clicking on the link below this page. From there you may choose to withdraw your earnings in any of the following methods.

a) Maybank Account : You may transfer all your earnings into your Maybank Account. We currently only accept Maybank.

b) IPC VISA Debit Card : You may transfer all your earnings into your debit card and subsequently use it anywhere which accepts VISA Electron or withdraw money through any ATM which accepts VISA transactions.

c) i-Wallet : You can use your earnings to pay your bills through our i-wallet service using your handphone.

d) Or... use your earnings to buy more units for yourself. You can also use the money in your account to buy activation pin from to register new members under you.

Note : Every time you earn from IPC, we would deduct 5% from your total earnings on each transaction and reserve it in your RP (Reserve Point) section in your account. Once you have accumulated RM138.00, a new unit would be added to your existing unit(s) to create what we call a snowball effect. So as you earn more with IPC, so will your income plan automatically.

Signing off at 11.10 p.m.

Who Did It?

I just got back from work when my wife told me something about my kids. Apparently, it was raining heavily during the afternoon. Everyone was asleep except for the kids and the maid. My poor maid rushed quickly out of the house to collect the clothes she dried earlier. While doing this, my naughty kids locked the main door. My maid was banging the door furiously but since the rain was heavy, no one could listen to her, except for my kids of course. She was outside the house for a good half and hour and was crying in front of the door. Having seen her cried, my kids unlocked the door for her. Obviously, they were scolded by their mum after that.

Both of them kept on accusing each other when we asked who actually locked the door. I want to inculcate the sense of honesty in them, so I told them no one will be punished if they admit their mistake. As a sweetener, I convinced them that those who admit the mistake will get a bigger gift for their birthday next week.

Having heard that, my cheeky son (my main suspect) quickly admitted that he was the one who locked the maid out. Feeling half satisfied, I quickly praised him for being honest and went on a step further by asking him why he did it. His response was a classic. "I did it because Nisa (his little sister) ask me to do so" We all burst into laughter at that very moment. Double whammy! So, at the end, he'll get the bigger present and manage to blame his sister for the incident.

Signing off at 11.00 p.m.

Tuesday, November 07, 2006

I Hate Test

My boss was on leave for 2 weeks. Normally we would be happy if the boss is not around, wouldn't we? Not this time. Before he left, he managed to draft a set of questions for us to test our understanding of our daily job.

No excel formula is allowed. Basically like the good old days where we need to show our detailed workings on how we derived the answer. Damn. Having been so used with Bill Gates formula, i personally found the test very challenging. Took me days of sleepless nights to figure out the answer. (err actually only 1 night...typical last minute effort).

The most frustrating thing was I still couldn't solve the problems. I felt quite useless in that. Went to work half asleep yesterday and had some discussion with my colleague on how to solve the questions. One smart chap convincingly presented his answer and that made me opt for his approach to solve the problem.

I was the first one to submit the answers to my boss (albeit at 7.30 p.m.) and quickly left the office when I saw the boss opened his mail. A few minutes later my colleague sms me to say no one gets it right. Arrgh! he cynically said I have a very creative ways of solving the problem...haha

It was actually a very good exercise to sharpen our basic skills in financial maths. But to put it into a test format really bugs me off as it creates unnecessary pressure. Anyway, I've yet to discuss the answers with my boss. Lets see how he reacts!

Signing off at 6.30 p.m.